FinTech & Financial Services
Compliant.
Revenue-generating.
We build the infrastructure that powers financial products, from real-time payment rails and KYC/AML pipelines to DeFi protocols and AI-driven analytics dashboards. PCI DSS, SOC 2, and FCA-ready architecture from day one.
Our experience
What we have built in FinTech.
Heimatverse has built across the full spectrum of financial technology, payment gateways, digital banking dashboards, DeFi protocols, B2B financial tooling, and lending infrastructure. We understand that in FinTech, speed and compliance are not opposing forces, and our engineers have the track record to prove it.
Our FinTech work spans both consumer-facing products and the infrastructure behind them: Stripe Connect marketplace payments, KYC/AML bureau integrations, multi-currency ledgers, and the audit trail architecture that regulators and compliance teams require. We have worked with early-stage FinTech founders and with established financial services businesses modernising legacy systems, and we know the difference in what each requires.
How we help
Payment Infrastructure
Real-time payment rails, Stripe Connect for marketplace models, multi-currency wallets, reconciliation pipelines, and webhook infrastructure that never misses a transaction.
Compliance Architecture
PCI DSS-compliant data flows, KYC/AML bureau integrations, audit logging for every financial event, GDPR-ready data handling, and RBAC that maps to your compliance team's structure.
Financial Dashboards & Reporting
Real-time analytics, cohort analysis, revenue forecasting, and self-serve reporting tools, built for product teams, finance teams, and the executives who need the numbers without the spreadsheet.
DeFi & Blockchain
Smart contracts, DeFi protocols, on-chain payment rails, and token engineering for financial products that live on-chain, audited, gas-optimised, and production-ready.
What we build
Payment Gateway & Wallet
End-to-end payment processing, multi-currency wallets, escrow flows, and payout infrastructure. Built on Stripe or custom payment rails depending on your licensing and geographic requirements.
KYC / AML & Identity Verification
Automated identity verification flows integrated with bureau APIs (Onfido, Jumio, Experian), sanctions screening, and the workflow tooling that lets your compliance team review edge cases.
Ledger & Transaction Management
Double-entry ledger architecture, transaction history, statement generation, and the reconciliation pipelines that keep your books accurate without manual intervention.
Regulatory Reporting & Audit Trail
Immutable audit logs, regulatory report generation, and the data export formats that your compliance team and external auditors will actually be able to use.
Who it's for
From payment MVP to Series A, we scope, build, and ship the core financial infrastructure that lets you go live, pass compliance reviews, and onboard your first thousand customers.
Multi-currency accounts, card issuance integrations, spending analytics, and the customer-facing product layer that differentiates you from every other bank in the app store.
Expense management, AP/AR automation, financial data aggregation, and the integrations with accounting tools like Xero and QuickBooks that your business customers expect.
Relevant services
Building a financial product?
We have the compliance experience and engineering depth to ship it right, fast.